How Life Settlements Work

Here's how the life settlements business works. Some life settlement firms and companies are bankrolled by hedge funds, pension funds, and in some cases large insurers like AIG (AIG ). The settlement firms buy the policies from individuals on behalf of investors. The life settlement company then acts on behalf of the investors, who become the owners and beneficiaries, and pays the premium until the insured dies. The firm collects the death benefit and pays its investors anywhere from 9% to 12% annual return. Other firms buy and repackage the policies for sale to a third party.

These life settlements firms really give you, the consumer, the option of creating an immediate payout for an unwanted or unused asset. Call 1-888-973-8377 for a life settlement evaulation.