Sample Life Settlement Criteria

Parameters and requirements are currently changing in the industry. Here is an overview of what many investment funds, funders, and buyers are looking for.

US carriers and lives
$500k-$10mm face value policies ideal
LE's at or less than 120 months
2 LE's diversified by (AVS, 21st, and Fasano)
Some carriers less than 'A' are acceptable (less than 10% of the portfolio)
Whole Life, UL, VL, VUL policies
Dry, non-contestable paper

LE's stand for Life Expectancy. See a sample Life Expectancy Report...